Retirees What would you do if you didn’t have to worry about your retirement income? Travel the world? Play more golf? Spend time bouncing your grandchild on your knee?At Innovative Financial Solutions, we help individuals pursue the retirement of their dreams by creating customized, personal retirement plans in alignment with their goals. Many clients come to us with a lot of hope about retirement, but the key is turning hope into a plan. We will work with you to do this and answer your questions, such as:When can I retire?How can I get the most out of my 401(k) and/or IRAs?What should I do with my 401(k) once I stop working?What is the best way to consolidate my numerous IRA accounts?How can I create a steady stream of income that lasts through retirement?Should I consider long-term care insurance?What are the elements of a sound estate strategy?When should I claim Social Security?Generally speaking, there are three phases of retirement planning: building assets ten or more years prior to retirement, transitioning into retirement, and maintaining those assets in retirement. We work with clients in all three phases, each of which pose unique challenges, from determining appropriate retirement accounts and contributing to a 401(k) to creating a consistent stream of income and leaving a legacy to loved ones. We operate under the belief that our clients don’t care how much we know until they know how much we care. We care about your retirement and long-term planning needs and look forward to working with you.