Insurance We provide protection strategies that specifically align with their needs and objectives. In response to the many situations successful business owners and families like yourself face throughout life, we operate under a “protection first” philosophy, which includes insurance options such as:Life InsuranceWith life insurance, a client can protect loved ones and enjoy tax benefits with certain policies. With access to a number of different life insurance options, including term, whole life, universal life, and variable universal life insurance, we strive to find the most up-to-date, efficient, and cost effective programs for you based on your unique needs.Long-Term Care InsuranceTypically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan and we can help you determine opportunities for protecting your assets and retirement income.Disability InsuranceHow would you supplement lost income if you were unexpectedly injured or disabled? Unfortunately for many, it could mean dipping into your savings or future retirement income. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.